1) Empowering Business Owners to Create Jobs

BIPOC and Women-owned businesses are major employers in their communities—but they need capital to scale. Our small business loans help owners:

  • Hire and train employees.
  • Expand operations, open new locations, and increase production.
  • Invest in technology and marketing to stay competitive.

When BIPOC businesses thrive, they create local job opportunities and build generational economic stability in historically excluded communities.

2) Strengthening Community Wealth and Economic Resilience

Every dollar invested in a BIPOC-owned business has a multiplier effect in the local economy. Our financing helps:

  • Keep money circulating in BIPOC communities, rather than flowing to large corporations.
  • Support the growth of local supply chains, where BIPOC entrepreneurs can contract with other minority-owned businesses.
  • Increase homeownership and financial stability for business owners and their employees.

Unlike predatory lending models that extract wealth from marginalized communities, our small business loans are designed to build and sustain it.

3) Shifting Power Through Economic Self-Determination

Access to capital isn’t just about business growth—it’s about self-determination and reclaiming economic agency. TICC’s financing is tailored to meet the needs of BIPOC entrepreneurs, with:

  • Low-interest, flexible repayment options that remove traditional barriers.
  • Technical assistance and mentorship to support business development.
  • Culturally relevant underwriting that recognizes diverse business models and economic realities.

By reshaping the financial system to work for BIPOC entrepreneurs, we are ensuring that communities historically left out of the conversation on capital access can thrive, lead, and build wealth for future generations.

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